Retirement
401(k), IRA, Social Security, and pension planning to build a comfortable retirement.
Retiring at 61 with $1.9 Million in Your 401(k)? You Have 4 Years to Convert Before Medicare Counts Your Income – But Only 2 Are Truly Free
A 61‑year‑old retiring with $1.9 million in a 401(k) has four years before Medicare to do Roth conversions, but only the two years before turning 63 – specifically 2026 and 2027 – are truly free from the IRMAA premium surcharge that Medicare’s two‑year lookback rule will capture.
Social Security Benefits: When Should You Claim for Maximum Lifetime Income?
Claiming at 62 versus 70 can mean a difference of hundreds of thousands of dollars over your lifetime.
Catch-Up Contributions: How to Supercharge Retirement Savings After 50
Starting at age 50, you can contribute an additional $7,500 to 401(k)s and $1,000 to IRAs.
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Money Basics
Budgeting, saving, credit scores, and emergency funds — everything you need to take control of your everyday finances.
Investing & Wealth
Index funds, asset allocation, dollar-cost averaging, and proven strategies to grow your money over time.
Tax Planning
Tax-saving strategies, deductions, estimated payments, and smart moves to keep more of what you earn.
Career & Income
Salary negotiation, total compensation, severance, and side income — make the most of your career.